The Case for Child Accounts

Child Accounts provide a vehicle to start smart savings policy from an early age. By providing a government match for low- and moderate-income Americans, Child Accounts can give every child a jumpstart on financial literacy. Coupled with governmental leadership, members of the private financial sector are instrumental in the implementation of this bold new policy. Creating a generation of future consumers with high financial literacy, savings ability, and financial security is not only imperative for the economic security of this country, but plays a major role in the IFS “cradle-to-grave” approach. Read the latest version of the model state statute.

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Blog Posts

How State and Local Governments Can Advance Early Wealth Building for All

With over 7 million Trump Accounts now opened, Aspen FSP offers practical steps that state, local, county, and Tribal governments can take to advance early wealth building for their residents.

Lessons From Down Under: What Australia’s Retirement System Really Teaches Us About Trump Accounts and Social Security
Blog Posts

Lessons From Down Under: What Australia’s Retirement System Really Teaches Us About Trump Accounts and Social Security

Australia has become the go-to example for those arguing that America should rethink retirement. Here’s why that argument is incomplete.

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Publications

Built for the Next Generation: Young Adult Perspectives on Federal Early Wealth Building Policy

Given 530A Accounts implementation and continued momentum on other early wealth building programs, Aspen FSP and GRO Fund are elevating young adults’ unique perspectives.

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Blog Posts

The World Is Watching: What Comes Next for 530A Accounts (“Trump Accounts”)

530A Accounts (aka Trump Accounts) are gaining more traction than many anticipated. Here’s what comes next for the policy.

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Blog Posts

Trump Accounts are Law. Now What Comes Next Matters Most.

Now that Trump Accounts are law, key short- and long-term policy improvements are needed to make sure these accounts reach low-income families.

Why We Need a Baby Bonds Learning Community Now More than Ever
Blog Posts

Why We Need a Baby Bonds Learning Community Now More than Ever

Early wealth building leaders want to share lessons, coordinate strategies, and deepen the evidence base necessary to take Baby Bonds to scale.

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Publications

Lessons From Expert Roundtables on Implementing Trump Accounts

As leaders work to implement Trump accounts, Aspen FSP convened a series of roundtables to discuss how to make them work for the people who stand to benefit most. 

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Blog Posts

Start Where You Want to End Up: Lessons on Early Wealth Building Policy with Ray Boshara

Aspen FSP’s Senior Policy Advisor Ray Boshara shares about his work to create a universal early wealth building policy in the U.S.

The $500 Difference: How Maine’s My Alfond Grant Program Implemented Universal Early Wealth Building
Blog Posts

The $500 Difference: How Maine’s My Alfond Grant Program Implemented Universal Early Wealth Building

Maine’s My Alfond Grant program is a successful template for universal early wealth building. Here’s how it can translate to Trump Accounts.

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Blog Posts

How Auto-Enrollment Could Help Trump Accounts Work For Everyone

  • John Scott