Aspen is a place for leaders to lift their sights above the possessions which possess them. To confront their own nature as human beings, to regain control over their own humanity by becoming more self-aware, more self-correcting, and hence more self-fulfilling.
This brief highlights the urgent need for comprehensive solutions to address financial shocks faced by a majority of U.S. households annually. Building up liquid savings is important, but it’s only one tool in the financial inclusion toolbox. Risk-pooling strategies, offered for centuries by insurance providers of different kinds, are equally essential in helping Americans weather shocks that are too expensive to self-insure against.
Now, as new risks emerge for U.S. households—including those related to climate and hazardous weather, caring for family members, and digital technologies—we convened a community of leaders from major insurance companies, the debt management field, academic and policy experts, and startups to discuss innovative workplace insurance products that can provide people greater stability when they experience financial shocks.
Download this brief and read about the opportunities we identified for increasing the number of Americans who can access, use, and benefit from insurance coverage when dealing with financial shocks.
There are more financial products available than ever to help households weather financial shocks. But are they actually delivering the resilience people need?
Native CDFIs play a critical role in the financial security of local communities and Native reservations. To learn more, we interviewed the leaders of a financial services training fellowship for Native professionals.
Most households experience at least one financial shock in a given year, but there are few comprehensive solutions to help them. How can we solve this persistent challenge?
Severe weather hazards are an increasing threat for small businesses. This report offers a framework to understand the challenges faced by small businesses, as well as opportunities to support their recovery.
The Strategy outlines opportunities to improve benefits delivery, particularly through government provided or purchased financial products and services.
