The share of U.S. households with negative net worth – meaning that the amount of debt they owe exceeds the value of all the assets they own – jumped above its historical trend during the Great Recession (2007-2009) and never returned to normal.

Currently, More than half of AI/AN populations are un- or underbanked and access to capital is difficult.

Having wealth, or a family's assets minus their debts, is important not just for the rich—everyone needs wealth to thrive. Yet building th