Financial Security for Rising Generations

Young adulthood is a critical time in a person’s life. We identify the supports and solutions that set up rising generations for a life of financial security.

Young adulthood is a formative period both personally and financially. When young people have financial stability, affordable and effective educational and career onramps, and developmentally appropriate support and guidance, they have the foundation for lifelong financial security. But today,  at least half of young people in the United States do not have secure access to these resources and opportunities, which has long-term costs and consequences for them, their families and communities, and the prosperity and well-being of our country.

Across our priority areas, Aspen FSP works to build systems that help rising generations financially thrive. Our efforts include improving benefits delivery, identifying new models for college affordability, and scaling early wealth building accounts.

What We Do

Through our research and multi-sector partnerships, we are exploring solutions that can help young adults build financial stability and grow wealth over time.

Understanding What Young Adults Need for Financial Success

Learn what financial security means for young adults and what allows them to experience it now and in later adulthood.

Improving Financial Stability for Young Adults

Read our report to understand the challenges young adults face as they navigate the U.S. public benefits system.

Advancing Wealth-Building Career Pathways

Young adults need access to affordable and effective postsecondary educational and training opportunities, as well as labor market on-ramps that will lead to wealth-building careers in adulthood.

Boosting Momentum for Universal Early Wealth Building

Learn about our work to support universal access to early wealth building accounts.

Helping Young Adults Thrive

Latest Posts

Get the latest on our young adult financial security work.

Two women stand on stage
Event

2025 Workers’ Wealth Lab

The Lab brings together innovators across sectors to test bold ideas that help workers build financial stability and long-term wealth.

Wed Nov 19, 2025

Event

How Can Trump Accounts Build Wealth for Low- and Moderate-Income Households?

What we know about the new policy that will reach households in 2026—and what philanthropy, state and local governments, and employers can do to make sure low- and moderate-income households benefit.

Thu Dec 4, 2025

Blog Posts

A Persistent Challenge: How Financial Shocks Continue to Undermine Family Financial Security

Most households experience at least one financial shock in a given year, but there are few comprehensive solutions to help them. How can we solve this persistent challenge?

October 30, 2025

A man speaks onstage
Publications

Lessons From Expert Roundtables on Implementing Trump Accounts

As leaders work to implement Trump accounts, Aspen FSP convened a series of roundtables to discuss how to make them work for the people who stand to benefit most. 

October 27, 2025

Ray Boshara sits at a table with other event attendees
Blog Posts

Start Where You Want to End Up: Lessons on Early Wealth Building Policy with Ray Boshara

Aspen FSP’s Senior Policy Advisor Ray Boshara shares about his work to create a universal early wealth building policy in the U.S.

September 5, 2025

A cartoon graphic of women at computers.

Investing in Youth

Roundtables: Philanthropic Strategies to Support Youth and Young Adult Financial Well-Being

Cohosted by Aspen FSP and the Asset Funders Network, this 2024 discussion series consisted of four member-only, virtual roundtable discussions about the financial well-being of youth and young adults. These discussions are informal, small-group, member-only spaces curated to share promising strategies, voice challenges, and shape how we think about current and future investments to support youth and young adult financial well-being.

Stay Connected

Join our work to build financial security for all.

Learn more about how you can support the Aspen Institute Financial Security Program through a philanthropic grant, tax-deductible gift, or event sponsorship. 

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