Credit Evaluation Grids for Microenterprise Lenders

February 1, 2002  • Julie Gerschick

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This publication details the use of credit evaluation grids, a tool that can dramatically streamline and standardize the process of underwriting microenterprise loans. Developed by ACCION USA with funding from FIELD, the grids were designed to create greater efficiencies in the lending process. This 24-page publication would be particularly useful to any microenterprise organization seeking to achieve greater consistency in its underwriting and scale in microlending by integrating grids into its lending processes.