Early Wealth Building

The Aspen Institute Financial Security Program continues to play a pivotal role in shaping the national conversation on early wealth building, particularly with the recent passage and upcoming implementation of Trump Accounts as part of H.R. 1. This suite of resources captures the leadership, insights, and research gleaned from Aspen FSP’s convenings and publications related to early wealth building.

America’s Babies Are Now Retirement Investors—Now What?

Trump Accounts could offer an 18-year head start on saving for retirement. How do we ensure that they work for everyone?

July 28, 2025

Trump Accounts Are Here–Now Let’s Make Them Work for the Kids Who Need Them Most

Trump Accounts were signed into law. Now, private and public sector need to work together to make sure these early wealth building accounts help low-income families.

July 18, 2025

Lessons from Expert Roundtables on Designing an Effective Early Wealth Building Policy

Aspen FSP recently convened a series of roundtables on early wealth building policy. Here’s what we’ve learned.

June 9, 2025
Karen Biddle Andres and Jason Ewas present at a forum.

How We Can Make Universal Early Wealth Building Accounts a Reality

Universal early wealth building accounts have the potential to transform household wealth in the U.S.—and they have bipartisan support.

January 8, 2025

Can Children’s Savings Accounts Programs Build Wealth? What The UK Child Trust Fund Program Can Tell Us

A program in the UK, started in the early 2000s, can provide us with real-time insights on the impact of early wealth building accounts.

July 19, 2023

The Case for Early Wealth Building Accounts

We now have an opportunity to expand this coalition of leaders, advance the conversation, and scale up these new Early Wealth Building Accounts.

February 21, 2023