Saving and Investing

All U.S. households need well-designed, universally accessible tools and supports to help them both save and invest. Working with a dynamic community of cross-sector leaders, Aspen FSP aims to spark and scale bold policy and market solutions that can ensure everyone’s success with building emergency savings and investing in capital markets for long-term goals such as retirement, home ownership, higher education, and beyond. 

What We Do

Bolstered by convenings, research, and partnerships, we work on three solution areas.

Investing in Future Generations

We are championing early wealth building accounts that help every young person enter adulthood with money they can invest in their future for greater long-term success.

Growing Emergency Savings

Aspen FSP works to scale and automate emergency savings tools that help people withstand financial shocks.

Making Retirement Savings Work for All

Our convenings and research spur innovative change with America’s retirement savings system to make it more accessible and more effective for lower-wage workers currently not benefiting from it.

Financial Security Program

Latest Posts

Get the latest news on our Wealth and Ownership work.

Blog Posts

Why We Need a Baby Bonds Learning Community Now More than Ever

Early wealth building leaders want to share lessons, coordinate strategies, and deepen the evidence base necessary to take Baby Bonds to scale.

Publications

Wealth Building at Work: How Canary’s Emergency Relief Fund Helps Workers Maintain Assets and Avoid Debt

Aspen FSP partnered with Canary, a provider of employee emergency relief funds, to explore how workers used this workplace offering when faced with financial emergencies, as well as how it impacted their financial security and experiences at work.

Publications

How Workplace Emergency Savings Accounts Can Boost Employee Well-Being

Aspen FSP partnered with SecureSave, a provider of workplace emergency savings accounts (ESAs), to survey 274 SecureSave users about their financial well-being and catalyze a conversation around ESAs.

Two women stand on stage
Event

2025 Workers’ Wealth Lab

The Lab brings together innovators across sectors to test bold ideas that help workers build financial stability and long-term wealth.

Event

How Can Trump Accounts Build Wealth for Low- and Moderate-Income Households?

What we know about the new policy that will reach households in 2026—and what philanthropy, state and local governments, and employers can do to make sure low- and moderate-income households benefit.

Karen Biddle Andres and Jason Ewas speak to a participant at the Aspen Leadership Forum on Retirement Savings.

Aspen Leadership Forum on Retirement Savings

Launched in 2017, this annual Forum brings together leaders from industry, government, consumer advocacy, academia, and beyond under Chatham House Rule to grapple with the issues that have prevented our country from building the inclusive, adequate savings system necessary to achieve retirement security for all.

Stay Connected

Join our work to build financial security for all.

Learn more about how you can support the Aspen Institute Financial Security Program through a philanthropic grant, tax-deductible gift, or event sponsorship. 

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