Early Wealth Building

The Aspen Institute Financial Security Program continues to play a pivotal role in shaping the national conversation on early wealth building, particularly with the recent passage and upcoming implementation of Trump Accounts as part of H.R. 1. This suite of resources captures the leadership, insights, and research gleaned from Aspen FSP’s convenings and publications related to early wealth building.

How State and Local Governments Can Advance Early Wealth Building for All

With over 7 million Trump Accounts now opened, Aspen FSP offers practical steps that state, local, county, and Tribal governments can take to advance early wealth building for their residents.

September 8, 2026
Four panelists sit on a stage in front of an Aspen backdrop.

Lessons From Down Under: What Australia’s Retirement System Really Teaches Us About Trump Accounts and Social Security

Australia has become the go-to example for those arguing that America should rethink retirement. Here’s why that argument is incomplete.

July 21, 2026

Built for the Next Generation: Young Adult Perspectives on Federal Early Wealth Building Policy

Given 530A Accounts implementation and continued momentum on other early wealth building programs, Aspen FSP and GRO Fund are elevating young adults’ unique perspectives.

May 15, 2026

The World Is Watching: What Comes Next for 530A Accounts (“Trump Accounts”)

530A Accounts (aka Trump Accounts) are gaining more traction than many anticipated. Here’s what comes next for the policy.

February 18, 2026

Trump Accounts are Law. Now What Comes Next Matters Most.

Now that Trump Accounts are law, key short- and long-term policy improvements are needed to make sure these accounts reach low-income families.

January 26, 2026

Why We Need a Baby Bonds Learning Community Now More than Ever

Early wealth building leaders want to share lessons, coordinate strategies, and deepen the evidence base necessary to take Baby Bonds to scale.

December 17, 2025

Lessons From Expert Roundtables on Implementing Trump Accounts

As leaders work to implement Trump accounts, Aspen FSP convened a series of roundtables to discuss how to make them work for the people who stand to benefit most. 

October 27, 2025
A man speaks onstage

Start Where You Want to End Up: Lessons on Early Wealth Building Policy with Ray Boshara

Aspen FSP’s Senior Policy Advisor Ray Boshara shares about his work to create a universal early wealth building policy in the U.S.

September 5, 2025
Ray Boshara sits at a table with other event attendees

The $500 Difference: How Maine’s My Alfond Grant Program Implemented Universal Early Wealth Building

Maine’s My Alfond Grant program is a successful template for universal early wealth building. Here’s how it can translate to Trump Accounts.

August 26, 2025