Retirement Savings

October 23, 2019The Aspen Institute Financial Security Program lays out ways industry leaders and policymakers can improve Americans’ retirement outlook, including expanded access to plans and help with emergency savings.

The Aspen Institute Financial Security Program convened its third annual Leadership Forum on Retirement Savings in April. More than 70 experts and industry leaders gathered in Warrenton, Va., to share, evaluate, and refine solutions to the nation’s retirement crisis.

July 10, 2019 Ben White will present on ‘The Gig Economy and 21st Century Benefits" at the 2019 Church Pension Group Faculty Convocation.

June 13. 2019 Ida Rademacher is featured in this WSJ article on employer emergency savings accounts.

If passed, this rule will rescind mandatory underwriting provisions set by the CFPB in November of 2017 governing these small dollar high-cost loans. Aspen FSP submitted a comment letter in opposition to the proposed rule to the CFPB.

Portable non-employer retirement benefits represent an opportunity to strengthen America’s retirement system and address the retirement insecurity that many Americans experience.

The coverage gap is the most fundamental challenge facing our current retirement system, leaving roughly 55 million Americans without access to the type of tax-advantaged, payroll-facilitated savings plans that are proven to increase retirement security.

The Department of Labor is proposing a regulatory change that would make it easier for employers to band together and offer retirement benefits.

This brief explores the interaction between two critical financial security challenges, income volatility and lack of retirement preparedness.