consumer debt

Young Adults and Consumer Debt: The Quiet Crisis Next Time

October 17, 2019
Ida Rademacher and Genevieve Melford authored this piece on consumer debt for New America and The Emerging Millennial Wealth Gap.

October 29, 2019
Young student reading book in library

Many Americans Still Face Financial Instability Despite Economic Growth

July 30, 2019 The Pew Charitable Trusts interviews show continued challenges linked to income, job markets, and family situations.

July 30, 2019
A group of people working in a modern office.

Is Your Debt ‘Good’ or ‘Bad’? It Depends

July 25, 2019

Ida Rademacher is featured in the New York Times on positive and negative sides of debt.

July 25, 2019

Statement on CFPB Proposed Rule to Rescind ATR Requirements

If passed, this rule will rescind mandatory underwriting provisions set by the CFPB in November of 2017 governing these small dollar high-cost loans.

May 17, 2019

What Local Government Can Do About the Consumer-Debt Epidemic

April 11, 2019 Over-reliance on fines and fees is a big part of the problem, but there are a lot of steps that cities can take.

April 11, 2019

Worse Off Than When They Enrolled: The Consequence of For-Profit Colleges for People of Color

Fifty percent of students who enroll in a for-profit college default on their student loans, resulting in a population that is financially worse off than when they first enrolled and disproportionately impacts people of color.

March 19, 2019
frustrated student

Five Solutions to Some of America’s Biggest Consumer Debt Problems

Americans with student loan debt, past credit problems, or onerous government fees should have fair options.

March 11, 2019
Couple managing debt

Solving the Consumer Debt Crisis: An Action Guide for Local Government

Empowering local leaders to take ownership of consumer debt and continue to drive solutions forward

February 19, 2019

Solving the Consumer Debt Crisis

The debt crisis is huge — but it isn’t hopeless.

January 11, 2019