Financial Security Program

It’s hard to imagine that there’s a tax credit that can lower a taxpayer’s bill if he or she saves for retirement in a tax-favored retirement account. This may sound to be too good to be true. But it is true. The IRS has a tax credit that pays people to save for retirement.

Worker organizing to build greater collective power is an essential strategy that will help to address both unfair scheduling and ensuing income volatility.

EPIC has identified unpredictable and unstable worker schedules as a major driver of income volatility and believes there is a growing consensus that reforms are needed.

Over three million people lifted themselves out of poverty in 2015. Experts tell us how to make it continue.

In a world with rising income volatility, what would it take to help Americans be financially stable even when their income varies?

Income volatility can affect all socioeconomic groups, but it particularly hits those with low incomes and little or no savings.

Tim Ogden discusses the importance of social network, worker viability, and income volatility in efforts to build economic stability.

What can we do to reduce income volatility for contingent workers and workers with changing schedules?

Economic and social policy researcher Bradley Hardy shares insights from his investigations into income volatility and race