Financial Shocks

Weathering the Storms: Modernizing the U.S. Benefits System to Support Household Financial Resilience

This paper is intended to help set a foundation for the critical action and innovation needed to create an inclusive and equitable system of benefits that ensures the financial resilience of all households.

January 4, 2023

Is Build Back Better the Start of a Benefits Reset for Workers?

Dive into the potential implications of Congress’s “Build Back Better” plan and the impact it could have on working Americans.

November 15, 2021

With Federal Moratorium Expiring, 15 Million People at Risk of Eviction

This report highlights policies states can implement to help prevent a wave of evictions from cascading into long-term health and financial crises for millions of households.

July 27, 2021

The Devastating Effects of Climate Change on US Housing Security

As climate change disasters increase, American’s financial security—particularly housing stability—will be threatened.

April 9, 2021

Failed Stimulus Negotiations Could Wipe Out Working Class Wealth for a Generation

Federal policymakers must advance an ambitious recovery agenda with wealth building at its center.

October 28, 2020

We Now See That Americans’ Lack of Emergency Savings is Dangerous, So We Need to Make Emergency Savings From Payroll As Automatic as Saving in a 401(k)

The priority for leaders now must be emergency relief desperately needed to keep families afloat today, but when the economy eventually emerges from its lockdown, families will need more tools to save for future emergencies like this one.

April 21, 2020

The Most Vulnerable Small Businesses and Communities Will Be Left Behind Without Targeted Action: The Fed and Treasury Can Make Sure They Are Not

Learn how small businesses struggle to access funding during crises and the importance of targeted financial support.

March 25, 2020

Exploring the Important Link Between Health and Wealth

Long-lasting improvement on the issues of financial and health inequality requires multidisciplinary solutions that embrace the inter-relatedness of these issues.

November 5, 2019

Using Data to Raise the Voices of Working Americans

How do people cope with low savings and emergency expenses?

November 16, 2018