Microbusiness Jobs & Job Quality

The Business Ownership Initiative (BOI), an initiative of the Economic Opportunities Program, works to build understanding and strengthen the role of business ownership as an economic opportunity strategy.

We work closely with micro- and small business practitioners and the institutions that invest in them around the US to build knowledge and strengthen practice by exploring innovation, conducting research, evaluating new ideas, and supporting leaders. The initiative houses EOP’s longstanding work to support the US microenterprise development industry. BOI also serves as a resource to donors and investors interested in microenterprise in the United States.

Microbusiness, Gainful Jobs – Findings Brief on Millennials
Publications

Microbusiness, Gainful Jobs – Findings Brief on Millennials

This brief focuses on findings related to the experiences of millennials and the quality of jobs provided by microenterprises.

Microbusiness, Gainful Jobs – A Statistical Profile of Microenterprise Employees
Publications

Microbusiness, Gainful Jobs – A Statistical Profile of Microenterprise Employees

In this in-depth qualitative study, the FIELD team spoke with a sample of employees of microenterprises in five cities: New York, Miami, Chicago, Denver, and San Diego.

Microbusiness, Gainful Jobs – Findings Brief on Creating Opportunity
Publications

Microbusiness, Gainful Jobs – Findings Brief on Creating Opportunity

This brief highlights findings regarding the role that microbusiness jobs played in providing opportunities for the individuals who face the greatest challenges in connecting to and succeeding in our economy.

Microenterprise Jobs by the Numbers
Publications

Microenterprise Jobs by the Numbers

Our national survey of business owners served by microenterprise programs gives us a broad numeric picture of microenterprise jobs.

Microbusinesses, Gainful Jobs
Publications

Microbusinesses, Gainful Jobs

This updated report shares expanded findings on the quality of jobs created by microbusiness program clients.

Microenterprise Development as Job Creation
Publications

Microenterprise Development as Job Creation

Outcomes data demonstrate the power of very small businesses to produce jobs for their owners and others.

Micro Jobs, Fast Facts
Publications

Micro Jobs, Fast Facts

This fact sheet summarizes the experience of entrepreneurs in 2009 that were surveyed by 21 microenterprise programs in 2010.

Job Creation in Microenterprise Development: 2009 Client Outcomes
Publications

Job Creation in Microenterprise Development: 2009 Client Outcomes

This issue in the FIELD Trendlines series, using data collected by MicroTest members through the client outcomes survey process, explores employment generated by microenterprises, for both the owner as well as other paid workers.

Microenterprise Programs and Job Creation
Publications

Microenterprise Programs and Job Creation

Summarizes recent research results on the success of microenterprises in creating jobs that provide income for owner and employees alike.

At the Five Year Mark: Outcomes Reported by US Microenterprise Clients
Publications

At the Five Year Mark: Outcomes Reported by US Microenterprise Clients

The twin financial and economic crises have challenged microentrepreneurs and the programs that serve them.

Microenterprises and Employment: 2008 MicroTest Outcomes 
Publications

Microenterprises and Employment: 2008 MicroTest Outcomes 

Issue five in the MicroTest Outcomes fact sheet series delves into employment generated by microenterprises and is based on client outcomes surveys conducted by MicroTest members in 2008.

Microentrepreneurs and their Businesses: 2008 MicroTest Outcomes
Publications

Microentrepreneurs and their Businesses: 2008 MicroTest Outcomes

The second in a series of fact sheets drawn from client outcomes surveys, this 4-page report highlights key findings from client outcomes surveys conducted by MicroTest members in 2008.

About the Business Ownership Initiative

The Business Ownership Initiative, an initiative of the Economic Opportunities Program, works to build understanding and strengthen the role of business ownership as an economic opportunity strategy.

About the Economic Opportunities Program

The Aspen Institute Economic Opportunities Program advances strategies, policies, and ideas to help low- and moderate-income people thrive in a changing economy.

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More from the Business Ownership Initiative

Metrics that Matter: Improving Financial Analysis of CDFI Small Business Lenders
Podcasts Videos

Metrics that Matter: Improving Financial Analysis of CDFI Small Business Lenders

CDFI boards, leadership teams, investors, and regulators have long relied on a familiar set of financial metrics to assess organizational performance.

From Crisis to Continuity: Optimizing CDFI Capital and Partnerships for Natural Disaster Response
Publications

From Crisis to Continuity: Optimizing CDFI Capital and Partnerships for Natural Disaster Response

Traditional emergency aid through SBA or FEMA takes time, and lower-income communities often face significant approval hurdles. Speed is essential to business survival.

The New Era of Small Business Finance: Access, AI, and Accountability (Highlight reel)
Videos

The New Era of Small Business Finance: Access, AI, and Accountability (Highlight reel)

VIDEO — Highlight reel from “The New Era of Small Business Finance: Access, AI, and Accountability,” a forum hosted by the Aspen Institute’s Business Ownership Initiative and the Responsible Business Lending Coalition on March 5, 2026.

The Changing Role of Small Business Ownership
Videos

The Changing Role of Small Business Ownership

VIDEO — This discussion is the first of three that took place as part of “The New Era of Small Business Finance: Access, AI, and Accountability,” a forum hosted by the Aspen Institute’s Business Ownership Initiative and the Responsible Business Lending Coalition on March 5, 2026.

Main Street Challenges and Policy Solutions
Videos

Main Street Challenges and Policy Solutions

VIDEO — This discussion is the third of three that took place as part of “The New Era of Small Business Finance: Access, AI, and Accountability,” a forum hosted by the Aspen Institute’s Business Ownership Initiative and the Responsible Business Lending Coalition on March 5, 2026.

Innovations Driving Small Business Lending Forward: It’s Not All About AI
Videos

Innovations Driving Small Business Lending Forward: It’s Not All About AI

VIDEO — This discussion is the second of three that took place as part of “The New Era of Small Business Finance: Access, AI, and Accountability,” a forum hosted by the Aspen Institute’s Business Ownership Initiative and the Responsible Business Lending Coalition on March 5, 2026.

To Help Small Businesses Recover From the L.A. Fires, Invest in Community Lenders
Blog Posts

To Help Small Businesses Recover From the L.A. Fires, Invest in Community Lenders

Nonprofit lenders often deploy funds faster than the government but need more capital to meet demand.

Integrating a Job Quality Practice in Community Development Financial Institutions (CDFIs): A Q&A
Publications

Integrating a Job Quality Practice in Community Development Financial Institutions (CDFIs): A Q&A

This Q&A provides insights and lessons from the work of 11 CDFIs that participated in Shared Success, a job quality demonstration led by the Aspen Institute Economic Opportunities Program (EOP).