The Business Ownership Initiative (BOI), an initiative of the Economic Opportunities Program, works to build understanding and strengthen the role of business ownership as an economic opportunity strategy.

We work closely with micro- and small business practitioners and the institutions that invest in them around the US to build knowledge and strengthen practice by exploring innovation, conducting research, evaluating new ideas, and supporting leaders. The initiative houses EOP’s longstanding work to support the US microenterprise development industry. BOI also serves as a resource to donors and investors interested in microenterprise in the United States.

Prison to Proprietor: Entrepreneurship as a Re-Entry Strategy
Publications

Prison to Proprietor: Entrepreneurship as a Re-Entry Strategy

This guide examines the role of business ownership and entrepreneurship in helping formerly-incarcerated individuals navigate re-entry.

Narrowing the Racial Wealth Gap through Business Ownership
Publications

Narrowing the Racial Wealth Gap through Business Ownership

This guide identifies tools and strategies funders can employ to advance business ownership as a means to build wealth and reduce the racial and ethnic wealth gap.

Building Assets through Microbusiness
Publications

Building Assets through Microbusiness

Owning a business is one key means through which individuals and families build assets.

Is the Price Right? The Role of Pricing in Microenterprise Lending
Publications

Is the Price Right? The Role of Pricing in Microenterprise Lending

This guide explores the issues relating to the pricing of microenterprise loans that funders may want to consider as they engage with lenders.

Microenterprise Programs and Job Creation
Publications

Microenterprise Programs and Job Creation

Summarizes recent research results on the success of microenterprises in creating jobs that provide income for owner and employees alike.

Scaling Microlending in a Changed Economy
Publications

Scaling Microlending in a Changed Economy

This guide describes the key steps microlenders have taken in order to scale their lending and the implications of their experiences for funders interested in supporting greater scale.

Microenterprise Programs as Credit Builders
Publications

Microenterprise Programs as Credit Builders

This guide explores the new roles that microenterprise programs are taking on to build the credit of entrepreneurs

Saving for Microenterprise Development
Publications

Saving for Microenterprise Development

Explores Individual Development Accounts (IDAs), matched savings account that that some microenterprise programs are offering to clients to help them accumulate savings that can be used to purchase business assets.

Social Enterprise and Microenterprise: Understanding the Connection
Publications

Social Enterprise and Microenterprise: Understanding the Connection

Explores how the microenterprise industry is connecting with the emerging social enterprise field.

Making the Economic Development Connection
Publications

Making the Economic Development Connection

Examines how microenterprise development programs and the enterprises they assist can further economic development strategies.

The Emerging Immigrant Market and Microenterprise
Publications

The Emerging Immigrant Market and Microenterprise

Looks at how microenterprise programs are assisting immigrant entrepreneurs and what funders can do to advance those efforts.

Going Faster and Farther: Harnessing Technology for Microenterprise
Publications

Going Faster and Farther: Harnessing Technology for Microenterprise

Explores innovative ways that technology can be used by both microenterprise development programs and microentrepreneurs

About the Business Ownership Initiative

The Business Ownership Initiative, an initiative of the Economic Opportunities Program, works to build understanding and strengthen the role of business ownership as an economic opportunity strategy.

About the Economic Opportunities Program

The Aspen Institute Economic Opportunities Program advances strategies, policies, and ideas to help low- and moderate-income people thrive in a changing economy.

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More from the Business Ownership Initiative

Metrics that Matter: Improving Financial Analysis of CDFI Small Business Lenders
Podcasts Videos

Metrics that Matter: Improving Financial Analysis of CDFI Small Business Lenders

This is the final event in our Job Quality in Practice series. In this conversation, hosted by the Aspen Institute Economic Opportunities Program on May 7, 2026, we hear from the Institute’s Job Quality Fellows who are embedding job quality into their work across a range of contexts and strategies — from employee ownership models that give workers a direct financial stake in their company’s success, to apprenticeship programs that create structured pathways to higher-wage careers, to worker advisory committees that bring employee voice into business decision-making.

From Crisis to Continuity: Optimizing CDFI Capital and Partnerships for Natural Disaster Response
Publications

From Crisis to Continuity: Optimizing CDFI Capital and Partnerships for Natural Disaster Response

Traditional emergency aid through SBA or FEMA takes time, and lower-income communities often face significant approval hurdles. Speed is essential to business survival.

The New Era of Small Business Finance: Access, AI, and Accountability (Highlight reel)
Videos

The New Era of Small Business Finance: Access, AI, and Accountability (Highlight reel)

VIDEO — Highlight reel from “The New Era of Small Business Finance: Access, AI, and Accountability,” a forum hosted by the Aspen Institute’s Business Ownership Initiative and the Responsible Business Lending Coalition on March 5, 2026.

The Changing Role of Small Business Ownership
Videos

The Changing Role of Small Business Ownership

VIDEO — This discussion is the first of three that took place as part of “The New Era of Small Business Finance: Access, AI, and Accountability,” a forum hosted by the Aspen Institute’s Business Ownership Initiative and the Responsible Business Lending Coalition on March 5, 2026.

Main Street Challenges and Policy Solutions
Videos

Main Street Challenges and Policy Solutions

VIDEO — This discussion is the third of three that took place as part of “The New Era of Small Business Finance: Access, AI, and Accountability,” a forum hosted by the Aspen Institute’s Business Ownership Initiative and the Responsible Business Lending Coalition on March 5, 2026.

Innovations Driving Small Business Lending Forward: It’s Not All About AI
Videos

Innovations Driving Small Business Lending Forward: It’s Not All About AI

VIDEO — This discussion is the second of three that took place as part of “The New Era of Small Business Finance: Access, AI, and Accountability,” a forum hosted by the Aspen Institute’s Business Ownership Initiative and the Responsible Business Lending Coalition on March 5, 2026.

To Help Small Businesses Recover From the L.A. Fires, Invest in Community Lenders
Blog Posts

To Help Small Businesses Recover From the L.A. Fires, Invest in Community Lenders

Nonprofit lenders often deploy funds faster than the government but need more capital to meet demand.

Integrating a Job Quality Practice in Community Development Financial Institutions (CDFIs): A Q&A
Publications

Integrating a Job Quality Practice in Community Development Financial Institutions (CDFIs): A Q&A

This Q&A provides insights and lessons from the work of 11 CDFIs that participated in Shared Success, a job quality demonstration led by the Aspen Institute Economic Opportunities Program (EOP).