Lifelong Saving and Investing

All U.S. households need well-designed, universally accessible tools and supports to help them both save and invest over the course of their lives. Working with a dynamic community of cross-sector leaders, Aspen FSP aims to spark and scale bold policy and market solutions that can ensure everyone’s success with building emergency savings and investing in capital markets for long-term goals such as retirement, home ownership, higher education, and beyond. 

What We Do

Bolstered by convenings, research, and partnerships, we work on three solution areas.

Investing in Future Generations

We are championing early wealth building accounts that help every young person enter adulthood with money they can invest in their future for greater long-term success.

Growing Emergency Savings

Aspen FSP works to scale and automate emergency savings tools that help people withstand financial shocks.

Making Retirement Savings Work for All

Our convenings and research spur innovative change with America’s retirement savings system to make it more accessible and more effective for lower-wage workers currently not benefiting from it.

Financial Security Program

Latest Posts

Get the latest news on our Lifelong Saving and Investing work.

Four panelists sit on a stage in front of an Aspen backdrop.
Blog Posts

How State and Local Governments Can Advance Early Wealth Building for All

With over 7 million Trump Accounts now opened, Aspen FSP offers practical steps that state, local, county, and Tribal governments can take to advance early wealth building for their residents.

Lessons From Down Under: What Australia’s Retirement System Really Teaches Us About Trump Accounts and Social Security
Blog Posts

Lessons From Down Under: What Australia’s Retirement System Really Teaches Us About Trump Accounts and Social Security

Australia has become the go-to example for those arguing that America should rethink retirement. Here’s why that argument is incomplete.

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Publications

Built for the Next Generation: Young Adult Perspectives on Federal Early Wealth Building Policy

Given 530A Accounts implementation and continued momentum on other early wealth building programs, Aspen FSP and GRO Fund are elevating young adults’ unique perspectives.

2026 Aspen Leadership Forum on Retirement Savings
Event

2026 Aspen Leadership Forum on Retirement Savings

If the U.S. were to move toward a national approach to retirement savings access, what should it actually look like—and what would it take to make it actually work for the low-to-moderate income workers who need it most?

Event attendees sit at tables speaking. In focus behind them, is a flipchart with notes about retirement savings advice.
Publications

The Future of Advice: Going from Fragmented Help to Person-Centered Guidance

Households need financial and retirement advice that is affordable and accessible. What will it take to achieve that goal?

Karen Biddle Andres and Jason Ewas speak to a participant at the Aspen Leadership Forum on Retirement Savings.

Aspen Leadership Forum on Retirement Savings

Launched in 2017, this annual Forum brings together leaders from industry, government, consumer advocacy, academia, and beyond under Chatham House Rule to grapple with the issues that have prevented our country from building the inclusive, adequate savings system necessary to achieve retirement security for all.

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