Microenterprise Industry in the US

The Business Ownership Initiative (BOI), an initiative of the Economic Opportunities Program, works to build understanding and strengthen the role of business ownership as an economic opportunity strategy.

We work closely with micro- and small business practitioners and the institutions that invest in them around the US to build knowledge and strengthen practice by exploring innovation, conducting research, evaluating new ideas, and supporting leaders. The initiative houses EOP’s longstanding work to support the US microenterprise development industry. BOI also serves as a resource to donors and investors interested in microenterprise in the United States.

FIELD Forum Issue 3 – Designing Microenterprise Programs for Welfare Recipients
Publications

FIELD Forum Issue 3 – Designing Microenterprise Programs for Welfare Recipients

This issue profiles the projects participating in the Welfare to Work grant cluster and describes some of the challenges posed by welfare reform laws.

FIELD Forum Issue 1 – Assessing the Effectiveness of Training and Technical Assistance
Publications

FIELD Forum Issue 1 – Assessing the Effectiveness of Training and Technical Assistance

Offers background on this important issue and describes the five grantees participating in a multi-site, two-year demonstration project.

Microenterprise and the Poor: Findings from the Self-Employment Learning Project Five Year Survey of Microentrepreneurs
Publications

Microenterprise and the Poor: Findings from the Self-Employment Learning Project Five Year Survey of Microentrepreneurs

The Self-Employment Learning Project tracked the progress of individuals running microbusinesses from 1991 to 1997. This report documents their efforts to get out of poverty and the progress of their businesses.

Performance Counts Vol. 1 Issue 1 Fall 1997
Publications

Performance Counts Vol. 1 Issue 1 Fall 1997

An occasional newsletter published by FIELD’s MicroTest project. Contains information about performance measures being tested, data collection tools and definitions.

The Practice of Microenterprise in the U.S.: Strategies, Costs, and Effectiveness 
Publications

The Practice of Microenterprise in the U.S.: Strategies, Costs, and Effectiveness 

Documents the experiences of seven senior microenterprise programs in delivering credit, training, and technical assistance to low- and moderate-income clients in the US. Using case materials gathered between 1992-1994, analyzes strategies, costs, and effectiveness.

Enabling Entrepreneurship: Microenterprise Development in the US
Publications

Enabling Entrepreneurship: Microenterprise Development in the US

In-depth information on the first year of the longitudinal SELP study. Includes demographics, types, size, and performance of microbusineses.

Assisting the Smallest Businesses: Assessing Microenterprise Development as a Strategy for Boosting Poor Communities 
Publications

Assisting the Smallest Businesses: Assessing Microenterprise Development as a Strategy for Boosting Poor Communities 

This interim report analyzes information generated from interviews with 302 microentrepreneurs about their microbusinesses.

About the Business Ownership Initiative

The Business Ownership Initiative, an initiative of the Economic Opportunities Program, works to build understanding and strengthen the role of business ownership as an economic opportunity strategy.

About the Economic Opportunities Program

The Aspen Institute Economic Opportunities Program advances strategies, policies, and ideas to help low- and moderate-income people thrive in a changing economy.

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More from the Business Ownership Initiative

Metrics that Matter: Improving Financial Analysis of CDFI Small Business Lenders
Podcasts Videos

Metrics that Matter: Improving Financial Analysis of CDFI Small Business Lenders

This is the final event in our Job Quality in Practice series. In this conversation, hosted by the Aspen Institute Economic Opportunities Program on May 7, 2026, we hear from the Institute’s Job Quality Fellows who are embedding job quality into their work across a range of contexts and strategies — from employee ownership models that give workers a direct financial stake in their company’s success, to apprenticeship programs that create structured pathways to higher-wage careers, to worker advisory committees that bring employee voice into business decision-making.

From Crisis to Continuity: Optimizing CDFI Capital and Partnerships for Natural Disaster Response
Publications

From Crisis to Continuity: Optimizing CDFI Capital and Partnerships for Natural Disaster Response

Traditional emergency aid through SBA or FEMA takes time, and lower-income communities often face significant approval hurdles. Speed is essential to business survival.

The New Era of Small Business Finance: Access, AI, and Accountability (Highlight reel)
Videos

The New Era of Small Business Finance: Access, AI, and Accountability (Highlight reel)

VIDEO — Highlight reel from “The New Era of Small Business Finance: Access, AI, and Accountability,” a forum hosted by the Aspen Institute’s Business Ownership Initiative and the Responsible Business Lending Coalition on March 5, 2026.

The Changing Role of Small Business Ownership
Videos

The Changing Role of Small Business Ownership

VIDEO — This discussion is the first of three that took place as part of “The New Era of Small Business Finance: Access, AI, and Accountability,” a forum hosted by the Aspen Institute’s Business Ownership Initiative and the Responsible Business Lending Coalition on March 5, 2026.

Main Street Challenges and Policy Solutions
Videos

Main Street Challenges and Policy Solutions

VIDEO — This discussion is the third of three that took place as part of “The New Era of Small Business Finance: Access, AI, and Accountability,” a forum hosted by the Aspen Institute’s Business Ownership Initiative and the Responsible Business Lending Coalition on March 5, 2026.

Innovations Driving Small Business Lending Forward: It’s Not All About AI
Videos

Innovations Driving Small Business Lending Forward: It’s Not All About AI

VIDEO — This discussion is the second of three that took place as part of “The New Era of Small Business Finance: Access, AI, and Accountability,” a forum hosted by the Aspen Institute’s Business Ownership Initiative and the Responsible Business Lending Coalition on March 5, 2026.

To Help Small Businesses Recover From the L.A. Fires, Invest in Community Lenders
Blog Posts

To Help Small Businesses Recover From the L.A. Fires, Invest in Community Lenders

Nonprofit lenders often deploy funds faster than the government but need more capital to meet demand.

Integrating a Job Quality Practice in Community Development Financial Institutions (CDFIs): A Q&A
Publications

Integrating a Job Quality Practice in Community Development Financial Institutions (CDFIs): A Q&A

This Q&A provides insights and lessons from the work of 11 CDFIs that participated in Shared Success, a job quality demonstration led by the Aspen Institute Economic Opportunities Program (EOP).