Microenterprise Industry in the US

The Business Ownership Initiative (BOI), an initiative of the Economic Opportunities Program, works to build understanding and strengthen the role of business ownership as an economic opportunity strategy.

We work closely with micro- and small business practitioners and the institutions that invest in them around the US to build knowledge and strengthen practice by exploring innovation, conducting research, evaluating new ideas, and supporting leaders. The initiative houses EOP’s longstanding work to support the US microenterprise development industry. BOI also serves as a resource to donors and investors interested in microenterprise in the United States.

MicroTracker Client Outcomes Highlights 2012
Publications

MicroTracker Client Outcomes Highlights 2012

Each year FIELD’s Client Outcomes process works with microenterprise organizations to collect data on clients served.

Increasing your Client Outcomes IQ
Videos

Increasing your Client Outcomes IQ

This webinar announces the launch of a new feature to microTracker.org—the addition of client outcomes data to the site.

US Microenterprise Census Highlights, Fiscal Year 2011
Publications

US Microenterprise Census Highlights, Fiscal Year 2011

Released in 2013, the US Microenterprise Census Highlights of 2011 include data from 207 microenterprise organizations across the country.

Microenterprise Development as Job Creation
Publications

Microenterprise Development as Job Creation

Outcomes data demonstrate the power of very small businesses to produce jobs for their owners and others.

Income Patching among Microentrepreneurs
Publications

Income Patching among Microentrepreneurs

How are microentrepreneurs combining self- and wage employment in today’s economic context?

Catching Fire: The University Microenterprise Movement in 2012
Publications

Catching Fire: The University Microenterprise Movement in 2012

Over the last few years, university student-powered microenterprise organizations have emerged offering direct services to low-income individuals and small businesses in their local communities.

Leading the Pack, On Par or Shaky?: Benchmarking Loan Program Performance
Publications

Leading the Pack, On Par or Shaky?: Benchmarking Loan Program Performance

One of the hallmarks of a high-performing organization is that its decision-making is informed by data.

US Microenterprise Census Highlights, Fiscal Year 2010
Publications

US Microenterprise Census Highlights, Fiscal Year 2010

Released in 2012, the US Microenterprise Census Highlights of 2010 include data from 366 microenterprise organizations across the country.

US Microenterprise Census Fast Facts, Fiscal Year 2010
Publications

US Microenterprise Census Fast Facts, Fiscal Year 2010

Access key data and extrapolations on the U.S. microenterprise industry in this concise 2 page fact sheet

Micro Jobs, Fast Facts
Publications

Micro Jobs, Fast Facts

This fact sheet summarizes the experience of entrepreneurs in 2009 that were surveyed by 21 microenterprise programs in 2010.

Data that Works
Publications

Data that Works

Getting a handle on what data an organization needs, how to store that information and how to use it are core capacities for a nonprofit microenterprise program.

Job Creation in Microenterprise Development: 2009 Client Outcomes
Publications

Job Creation in Microenterprise Development: 2009 Client Outcomes

This issue in the FIELD Trendlines series, using data collected by MicroTest members through the client outcomes survey process, explores employment generated by microenterprises, for both the owner as well as other paid workers.

About the Business Ownership Initiative

The Business Ownership Initiative, an initiative of the Economic Opportunities Program, works to build understanding and strengthen the role of business ownership as an economic opportunity strategy.

About the Economic Opportunities Program

The Aspen Institute Economic Opportunities Program advances strategies, policies, and ideas to help low- and moderate-income people thrive in a changing economy.

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More from the Business Ownership Initiative

Metrics that Matter: Improving Financial Analysis of CDFI Small Business Lenders
Podcasts Videos

Metrics that Matter: Improving Financial Analysis of CDFI Small Business Lenders

This is the final event in our Job Quality in Practice series. In this conversation, hosted by the Aspen Institute Economic Opportunities Program on May 7, 2026, we hear from the Institute’s Job Quality Fellows who are embedding job quality into their work across a range of contexts and strategies — from employee ownership models that give workers a direct financial stake in their company’s success, to apprenticeship programs that create structured pathways to higher-wage careers, to worker advisory committees that bring employee voice into business decision-making.

From Crisis to Continuity: Optimizing CDFI Capital and Partnerships for Natural Disaster Response
Publications

From Crisis to Continuity: Optimizing CDFI Capital and Partnerships for Natural Disaster Response

Traditional emergency aid through SBA or FEMA takes time, and lower-income communities often face significant approval hurdles. Speed is essential to business survival.

The New Era of Small Business Finance: Access, AI, and Accountability (Highlight reel)
Videos

The New Era of Small Business Finance: Access, AI, and Accountability (Highlight reel)

VIDEO — Highlight reel from “The New Era of Small Business Finance: Access, AI, and Accountability,” a forum hosted by the Aspen Institute’s Business Ownership Initiative and the Responsible Business Lending Coalition on March 5, 2026.

The Changing Role of Small Business Ownership
Videos

The Changing Role of Small Business Ownership

VIDEO — This discussion is the first of three that took place as part of “The New Era of Small Business Finance: Access, AI, and Accountability,” a forum hosted by the Aspen Institute’s Business Ownership Initiative and the Responsible Business Lending Coalition on March 5, 2026.

Main Street Challenges and Policy Solutions
Videos

Main Street Challenges and Policy Solutions

VIDEO — This discussion is the third of three that took place as part of “The New Era of Small Business Finance: Access, AI, and Accountability,” a forum hosted by the Aspen Institute’s Business Ownership Initiative and the Responsible Business Lending Coalition on March 5, 2026.

Innovations Driving Small Business Lending Forward: It’s Not All About AI
Videos

Innovations Driving Small Business Lending Forward: It’s Not All About AI

VIDEO — This discussion is the second of three that took place as part of “The New Era of Small Business Finance: Access, AI, and Accountability,” a forum hosted by the Aspen Institute’s Business Ownership Initiative and the Responsible Business Lending Coalition on March 5, 2026.

To Help Small Businesses Recover From the L.A. Fires, Invest in Community Lenders
Blog Posts

To Help Small Businesses Recover From the L.A. Fires, Invest in Community Lenders

Nonprofit lenders often deploy funds faster than the government but need more capital to meet demand.

Integrating a Job Quality Practice in Community Development Financial Institutions (CDFIs): A Q&A
Publications

Integrating a Job Quality Practice in Community Development Financial Institutions (CDFIs): A Q&A

This Q&A provides insights and lessons from the work of 11 CDFIs that participated in Shared Success, a job quality demonstration led by the Aspen Institute Economic Opportunities Program (EOP).